A Real Estate, Mortgage & Credit Advisory covering the US, Australia & Canada

Unbiased – experience and data driven – real estate, mortgage and credit sector insight, strategy, and “thoughtful disagreement”

With years of front-line mortgage banking & housing sector experience working with Fannie Mae, Freddie Mac, FHA, VA and most other mortgage investors and extensive, on-the-ground researching, our housing, finance, and credit sector insights, strategy, and ideas are almost always outside of the consensus box and months ahead of market moving headlines and events.

Our clients (paid & pro-bono) include the financial services sector (pension, mutual, hedge, and sov wealth funds), private equity, builders, banks and lenders, Real Estate funds & associations, public sector Governments, and Central Banks.

Through our public facing pro-bono work we strive to decipher the new-era mortgage and housing markets for the “little guy”, Ma & Pa America, who we hope one day will finish first.

“This isn’t your father’s housing and mortgage market.”