A Real Estate, Mortgage & Credit Advisory covering the US, Australia and Canada
Unbiased – experience, ground and data driven – real estate, mortgage & credit sector insight, strategy, and “thoughtful disagreement”.
Years of real-life, front-line mortgage banking & housing sector experience working with Fannie Mae, Freddie Mac, FHA, VA and most other mortgage investors — coupled with extensive, on-the-ground research, data stockpiling and analytics — make our housing, finance, credit and macro insights, strategy and ideas almost always outside of the consensus box and months ahead of market-moving events and headlines.
This has led to an extraordinarily large number of early and accurate predictions about the ‘great mortgage and housing meltdown’, the era following widely assumed to be a “recovery”, and company-specific events.
Our clients (paid & pro-bono) include the financial services sector (pension, mutual, hedge, and sov wealth funds), private equity, builders, banks & lenders, Real Estate funds & associations, public sector Governments, and Central Banks.
Through our public facing pro-bono work we strive to decipher the new-era mortgage & housing markets for the “little guy”, Ma & Pa America, who we hope one day won’t finish last.
“This isn’t your father’s housing and mortgage market.
Latest PostsVIEW ALL -
- 01 February 2016 by Mark, in The Mortgage Pages Research
2-1-16 Hanson… MIAMI…Canary in a Coal Mine?? All-Out Implosion?? 2006 Redux?? Headfake? Demand & Prices Collapse.Dear Readers, Thanks for checking out this post. Three important ...READ MORE +
- 29 October 2015 by Mark, in The Mortgage Pages Research
10-28 A Housing Mega-Bubble No Doubt. It’s NOT DIFFERENT THIS TIME no matter how much we all want it to be.How do you know when you are in a real estate bubble? That’s fairly easy. Know...READ MORE +
Recent Coverage...2-8 …Builder Segment…Builder Stocks Have it Right….Finally
2-5 …The “CRM of Housing”
2-2 …Housing Names & 2016 Scorecard/Forecast
1-28 …Pendings Support My Forecast of Weak Demand & Prices Going Forward
1-27 …New Home Sales…8 Straight Years in a Demand Depression
1-26 …MIAMI…ALL-OUT IMPLOSION…Demand and Prices
1-20 …Starts / Permits…Depression-level builder demand