A seasoned mortgage banking veteran that specialized in wholesale and correspondent sales, operations management, and bringing financial institutions into new lending markets. His primary focus was on residential mortgages working closely with Fannie Mae, Freddie Mac, FHA, VA and most other mortgage and Wall Street investors.
Since 2006, he has worked as an independent real estate, finance, and related sectors analyst, consultant, strategist, and risk ‘enlightener’ to the financial services sector, US Government, and Federal Reserve with a focus on housing, mortgage, and mortgage credit.
He is also passionate about disseminating pro bono research and insight to the “little guy” — Ma and Pa Main Street — through his blog and major media connections in hopes that one day, they won’t finish last.
His years of real-life experience, extensive on-the-ground research, and passion for real estate, mortgage & related sector data mining and aggregation has led to an extraordinarily large number of early and accurate predictions about the ‘great mortgage and housing meltdown’ and company-specific events.
Housing, finance, related sectors, long/short equities, distressed real estate, residential credit specializing in Subprime, Alt-A and Prime, analysis, and strategy, foreign housing.
Recent Major Media & Research Coverage/Appearances
- Barrons *Alan Abelson’s Up and Down Wall Street*
- CNBC – Live Appearances on The Santelli Exchange, Fast Money Halftime, The Faber Report, Realty Check with Diana Olick, and Street Signs with Erin Burnet
- Tom Sullivan TV & Radio (recurring guest)
- Fox Business television
- The Glenn Beck Show
- CTV - Canada
- The Wall Street Journal
- San Francisco Chronicle
- The New York Times
- Business Week
- The LA Times
- Yahoo Finance – Tech Ticker *Henry Blodgett*
- T-2 Partners – *More Mortgage Meltdown* (contributor)
- King World News
- The Big Picture