to subscribe to our Tweets or to Subscribe to free Email RSS Feed Updates.

A Real Estate, Mortgage, Credit & Fintech Advisory covering the US, Australia and Canada

Experience, ground and data driven real estate, mortgage, credit and fintech sector insight, strategy, business development and “thoughtful disagreement”.

Years of real-life, front-line mortgage banking, housing & fintech experience working with Fannie Mae, Freddie Mac, FHA, VA and most other investors — coupled with extensive, on-the-ground research, data stockpiling and analytics — make our housing, finance, credit and macro insights, strategy and ideas almost always outside of the consensus box and months ahead of market-moving events and headlines.

This led to extraordinarily early and accurate forecasting of the ‘great mortgage and housing meltdown’ of Bubble 1,0, and the current era, widely presumed to be “the recovery”, and company-specific events.

Our clients (paid & pro-bono) include the Finserv sector (pension, mutual, hedge, and sov wealth funds), private equity, builders, banks & lenders, Real Estate funds & associations, public sector Governments & Central Banks.

Through our public facing pro-bono work we strive to decipher the new-era mortgage & housing markets for the “little guy”, Ma & Pa America, who we hope one day won’t finish last.

“This isn’t your parent’s housing and mortgage market.

Latest Posts


Subscribe For Latest Updates

Signup for our newsletter and get notified when we publish new articles for free!